Opportunity Information: Apply for FR 5415 N 27B
Apply for FR 5415 N 27B
- The Department of Housing and Urban Development in the housing sector is offering a public funding opportunity titled "Fair Housing Initiative Program Fair Housing Organization Initiative (FHOI)" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.417 Fair Housing Organization Initiatives.
- This funding opportunity was created on Nov 18, 2010 and posted on Nov 19, 2010.
- Applicants must submit their applications by Dec 21, 2010. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- The number of recipients for this funding is limited to 8,000,000 candidate(s).
- Eligible applicants include: Others (see text field entitled Additional Information on Eligibility for clarification).
- FHOI eligible applicants are QFHOs and FHOs and other private nonprofit fair housing enforcement organizations and nonprofit groups organizing or building their capacity to provide fair housing enforcement for the purpose of supporting the continued development or implementation of initiatives which enforce the rights granted under Title VIII of the Civil Rights Act of 1968, as amended
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Opportunity Summary:
The Fair Housing Initiative Program (FHIP) Fair Housing Organization Initiative (FHOI) is a discretionary HUD grant opportunity designed to strengthen fair housing enforcement nationwide by investing in the organizations that do the day-to-day work of identifying, investigating, and challenging housing discrimination. The focus is not just on maintaining existing capacity, but on expanding it into places and communities that often have fewer enforcement resources, including underserved areas (as defined in the Notice of Funding Availability), rural communities, and locations experiencing recent immigration growth. A particular emphasis is placed on reaching immigrant communities that include racial and ethnic minorities who are not English speaking or have limited English proficiency, where discrimination may be underreported and access to help may be limited.
At a high level, the grants support three related goals: building the operational capacity of established fair housing enforcement organizations, creating or stabilizing new enforcement organizations, and expanding fair lending enforcement work, especially in contexts tied to mortgage-related fraud and abuse. Eligible applicants are generally Qualified Fair Housing Organizations (QFHOs), Fair Housing Organizations (FHOs), other private nonprofit fair housing enforcement organizations, and nonprofit groups that are organizing or working to build their capacity to carry out fair housing enforcement. The overall intent is to support initiatives that enforce rights under Title VIII of the Civil Rights Act of 1968 (the Fair Housing Act), as amended. The program does not require cost sharing or matching funds.
The initiative is organized into three components. The first is the Establishing New Organizations Component (ENOC), which is aimed at creating new, viable fair housing enforcement organizations or helping an emerging organization reach the point where it can function as an effective enforcement entity. Under ENOC, HUD can fund a FHIP-qualified sponsoring organization that agrees to establish and support a new "sponsored" organization, or HUD can support an organization directly as it develops into a viable enforcement organization. The ENOC work is explicitly targeted to underserved areas, rural areas, and/or areas with new immigrants (especially communities with limited English proficiency). When a sponsorship model is used, the sponsoring organization is responsible for submitting the application and must certify that the sponsored organization has the potential and capability to become a functioning Fair Housing Organization. The performance period for ENOC awards is typically 12 to 18 months, reflecting the practical timeline needed to stand up governance, staffing, systems, community presence, and enforcement operations. Importantly, HUD awards the funding to the sponsoring organization, which then releases funds to the sponsored organization based on HUD performance criteria. If the sponsored organization performs below a "Fair" level, the sponsor must immediately notify the HUD Government Technical Representative (GTR) and suspend payments. HUD then conducts monitoring of both the sponsor and the sponsored organization to decide whether funding should resume or be terminated, making performance management and oversight a central feature of this component.
The second component is the Continued Development Mortgage Rescue Scams Component (CDC MRS). This track responds to the reality that discrimination and predatory practices often show up in lending and foreclosure-related situations, especially where homeowners are vulnerable to scams promising loan modifications or foreclosure "rescue." CDC MRS is meant for organizations that already assist victims of fraud and lending abuse through services such as counseling, loan workout support, and related consumer assistance. The grant funding is intended to help these organizations build their capacity to provide fair lending assistance and to pursue enforcement actions under the Fair Housing Act when appropriate. In other words, it supports a shift from purely service and counseling work toward stronger enforcement capability, including the ability to document patterns, develop cases, and take action when discriminatory lending or related practices are identified.
The third component is the Continued Development General Component. This track supports established and developing fair housing enforcement organizations, including QFHOs, FHOs, other nonprofit enforcement organizations, and nonprofits building enforcement capacity. It prioritizes areas with high concentrations of mortgage scam activity, recognizing that scam-heavy environments often overlap with communities facing barriers to fair housing access. Beyond general capacity building, this component also supports organizations that want to expand their footprint by establishing satellite offices in other jurisdictions. The goal there is practical coverage: making sure enforcement resources are physically and operationally present where the need is, rather than limited to a single headquarters location.
From the published opportunity details, this is a HUD-administered grant (Funding Instrument Type: Grant) in the housing category, listed under CFDA 14.417 (Fair Housing Organization Initiatives). The opportunity was posted November 19, 2010, with a closing date of December 21, 2010, and an archive date of December 27, 2010. The listing shows an expected total amount of $8,000,000. For questions or access issues, HUD provided contacts within the Office of Fair Housing and Equal Opportunity, FHIP Division, including named staff and phone numbers, as well as a TTY/TDD option for people with hearing or speech impairments.
In practical terms, FHOI is best understood as capacity-and-coverage funding for fair housing enforcement: it helps newer organizations get established, helps existing organizations deepen their enforcement and fair lending work, and pushes resources into underserved, rural, and immigrant communities, including areas impacted by mortgage scams and lending abuse.
Fair Housing Initiative Program (FHIP) - Fair Housing Organization Initiative (FHOI) FAQs
What is the Fair Housing Organization Initiative (FHOI)?
FHOI is a discretionary grant opportunity administered by HUD under the Fair Housing Initiative Program (FHIP). It is designed to strengthen fair housing enforcement nationwide by investing in organizations that identify, investigate, and challenge housing discrimination as part of their day-to-day work.
What is the main purpose of this grant opportunity?
The overall purpose is to expand and strengthen fair housing enforcement capacity and coverage, especially in places that tend to have fewer enforcement resources. This includes underserved areas (as defined in the Notice of Funding Availability), rural communities, and areas experiencing recent immigration growth.
Which communities and locations are prioritized?
The opportunity places special emphasis on expanding enforcement into underserved areas, rural communities, and locations with recent immigration growth. It particularly emphasizes reaching immigrant communities that include racial and ethnic minorities who are not English speaking or have limited English proficiency, where discrimination may be underreported and access to assistance may be limited.
What rights and laws are these projects intended to enforce?
The initiative is intended to support activities that enforce rights under Title VIII of the Civil Rights Act of 1968 (the Fair Housing Act), as amended.
Does the program require matching funds or cost sharing?
No. The program does not require cost sharing or matching funds.
Who is eligible to apply?
Eligible applicants are generally Qualified Fair Housing Organizations (QFHOs), Fair Housing Organizations (FHOs), other private nonprofit fair housing enforcement organizations, and nonprofit groups that are organizing or working to build their capacity to carry out fair housing enforcement.
What are the main goals supported by FHOI funding?
The grants support three related goals: (1) building the operational capacity of established fair housing enforcement organizations, (2) creating or stabilizing new enforcement organizations, and (3) expanding fair lending enforcement work, especially in contexts tied to mortgage-related fraud and abuse.
How is the initiative organized?
FHOI is organized into three components: (1) Establishing New Organizations Component (ENOC), (2) Continued Development Mortgage Rescue Scams Component (CDC MRS), and (3) Continued Development General Component.
What is the Establishing New Organizations Component (ENOC)?
ENOC is aimed at creating new, viable fair housing enforcement organizations or helping an emerging organization develop into an effective enforcement entity. It is explicitly targeted to underserved areas, rural areas, and/or areas with new immigrants, especially communities with limited English proficiency.
How does the ENOC sponsorship model work?
Under ENOC, HUD can fund a FHIP-qualified sponsoring organization that agrees to establish and support a new "sponsored" organization. When this model is used, the sponsoring organization submits the application and must certify that the sponsored organization has the potential and capability to become a functioning Fair Housing Organization.
Who receives the ENOC award funds when there is a sponsor and a sponsored organization?
HUD awards the funding to the sponsoring organization. The sponsor then releases funds to the sponsored organization based on HUD performance criteria.
What is the typical performance period for ENOC awards?
The performance period for ENOC awards is typically 12 to 18 months, reflecting the time needed to establish governance, staffing, systems, community presence, and enforcement operations.
What happens if a sponsored organization under ENOC does not perform well?
If the sponsored organization performs below a "Fair" level, the sponsor must immediately notify the HUD Government Technical Representative (GTR) and suspend payments. HUD then monitors both the sponsor and the sponsored organization to determine whether funding should resume or be terminated.
What is the Continued Development Mortgage Rescue Scams Component (CDC MRS)?
CDC MRS focuses on discrimination and predatory practices in lending and foreclosure-related situations, including scams that promise loan modifications or foreclosure "rescue." It is meant for organizations that already assist victims of fraud and lending abuse through counseling, loan workout support, and related consumer assistance.
How does CDC MRS funding change or expand an organization's work?
The funding is intended to build capacity to provide fair lending assistance and to pursue enforcement actions under the Fair Housing Act when appropriate. It supports a move from purely service and counseling work toward stronger enforcement capability, including documenting patterns, developing cases, and taking action when discriminatory lending or related practices are identified.
What is the Continued Development General Component?
This component supports established and developing fair housing enforcement organizations (including QFHOs, FHOs, other nonprofit enforcement organizations, and nonprofits building enforcement capacity). It prioritizes areas with high concentrations of mortgage scam activity and supports general capacity building.
Does the Continued Development General Component support expansion into new locations?
Yes. It supports organizations that want to expand their footprint by establishing satellite offices in other jurisdictions, with the goal of ensuring enforcement resources are physically and operationally present where the need is.
What is the funding instrument type and program identification for this opportunity?
The funding instrument type is a grant. The opportunity is listed under CFDA 14.417 (Fair Housing Organization Initiatives).
What was the total expected funding amount shown in the listing?
The listing shows an expected total amount of $8,000,000.
When was this opportunity posted and when did it close?
The opportunity was posted on November 19, 2010, and it had a closing date of December 21, 2010.
When was the opportunity archived?
The archive date shown is December 27, 2010.
Which HUD office administered the opportunity?
The opportunity is HUD-administered through the Office of Fair Housing and Equal Opportunity, FHIP Division.
Is there a contact option for people with hearing or speech impairments?
Yes. The opportunity details indicate a TTY/TDD option was provided for people with hearing or speech impairments.
In plain terms, what does FHOI fund?
In practical terms, FHOI is capacity-and-coverage funding for fair housing enforcement. It helps newer organizations get established, helps existing organizations deepen enforcement and fair lending work, and pushes resources into underserved, rural, and immigrant communities, including areas impacted by mortgage scams and lending abuse.
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