Opportunity Information: Apply for FR 5415 N 09

  • The Department of Housing and Urban Development in the housing sector is offering a public funding opportunity titled "Housing Counseling Training Program" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.316 Housing Counseling Training Program.
  • This funding opportunity was created on Sep 27, 2010 and posted on Sep 27, 2010.
  • Applicants must submit their applications by Oct 29, 2010. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • Eligible applicants include: Others (see text field entitled Additional Information on Eligibility for clarification).
  • Applicants must be public or private nonprofit organizations and must have tax exempt status under section 501(a) pursuant to section 501(c)(3) of the Internal Revenue Code (26 USC 501(a) and (c)(3). Applicants must have at least two years of experience providing the majority of types of housing counseling training services nationwide that are both listed under Section III.C.2 of this NOFA and proposed in their application. The only exception to this requirement is that public or nonprofit organizations with at least 2 years experience providing Reverse Mortgage counseling training or Fair Lending Abuse and Mortgage Fraud training nationwide can apply for grants for providing reverse mortgage counseling training or Fair Lending Abuse and Mortgage Fraud training exclusively. Applicants may utilize in house staff, sub grant recipients, consultants, and networks of local organizations with requisite experience and capacity. However, one organization must be designated as the primary applicant. Sub grantees must be public or private nonprofit organizations and must have tax exempt status under section 501(a) pursuant to section 501(c)(3) of the Internal Revenue Code 26 USC 501(a) and (c)(3). The Work Plan must indicate that the applicant is capable of providing all the housing counseling training topics listed in section III.C. The only exceptions to this requirement are organizations proposing to provide Reverse Mortgage counseling training, or Fair Lending Abuse and Mortgage Fraud training, exclusively. The proposal must include a scholarship element, detailing the full or partial costs to be covered, including travel, hotel, and tuition expenses to be awarded to housing counselors. The proposed training program must be national in scope. Approximately 5.125 million is available for HUD s Housing Counseling Training Program for eligible applicants under this NOFA.
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Opportunity Summary:

The Housing Counseling Training Program (Funding Opportunity Number FR-5415-N-09) is a discretionary HUD grant opportunity under CFDA 14.316 that supports national training efforts to strengthen and standardize the work of housing counselors. The purpose is to fund training activities, delivered under cooperative agreements with the U.S. Department of Housing and Urban Development, that improve the consistency and overall quality of counseling provided to the public by counselors working for organizations in HUD's Housing Counseling Program. In practical terms, the program is aimed at making sure housing counselors across the country have access to solid, standardized instruction so that consumers receive reliable guidance regardless of where they seek counseling.

The training supported by this grant is intended for "participating agencies," meaning the full range of organizations that take part in HUD's Housing Counseling Program. That includes HUD-approved housing counseling agencies, HUD-approved intermediaries and their affiliates and branch offices, HUD-approved multi-state organizations, and state housing finance agencies. The opportunity is structured as a grant, and it does not require cost sharing or a matching contribution, which can make it more accessible for qualified nonprofit training providers.

Eligibility is limited primarily to public or private nonprofit organizations with federal tax-exempt status under section 501(a) pursuant to section 501(c)(3) of the Internal Revenue Code. Beyond nonprofit status, HUD also requires demonstrated capacity and experience. Applicants must generally have at least two years of experience providing, on a nationwide basis, the majority of the housing counseling training service types specified in the NOFA (specifically referenced as Section III.C.2) and that they propose to deliver under this award. There is a narrower exception for organizations that have at least two years of nationwide experience specifically in either reverse mortgage counseling training or fair lending abuse and mortgage fraud training; those organizations may apply to provide only those specialized trainings exclusively.

HUD allows flexibility in how the training program is staffed and implemented, including the use of in-house staff, consultants, sub-grant recipients, or networks of local organizations, as long as the application clearly identifies one primary applicant responsible for the overall program. Any sub-grantees must also be public or private nonprofit organizations with the same 501(c)(3) tax-exempt status requirement. The application must include a Work Plan showing the applicant can cover all housing counseling training topics identified in Section III.C, unless the applicant is proposing to deliver only reverse mortgage counseling training or only fair lending abuse and mortgage fraud training under the stated exceptions. This requirement signals that HUD is looking for comprehensive training capacity at the national level, not just isolated or local training activities.

A notable required component is a scholarship element built into the proposed training program. Applicants must describe how they will cover full or partial costs for housing counselors to participate, including allowable expenses such as travel, hotel, and tuition. This scholarship requirement is meant to reduce financial barriers for counselors and agencies, particularly those with limited budgets, so that training participation is not restricted to organizations that can self-fund staff development.

The NOFA indicates the training program must be national in scope, reinforcing that HUD intends the funded work to reach and benefit housing counseling professionals broadly across the country rather than focusing on a single region. For this funding round, HUD made approximately $5.125 million available for the Housing Counseling Training Program.

Administratively, the opportunity was posted and created on September 27, 2010, with an application deadline of October 29, 2010, and an archive date of November 4, 2010. The sponsoring agency is the Department of Housing and Urban Development. Applicants needing help accessing the full announcement were directed to contact Gerard P. Donahoe, Jr. at HUD Headquarters, Single Family Housing, Program Support Division, at (202) 402-3951.

Housing Counseling Training Program (FR-5415-N-09) FAQs

What is the Housing Counseling Training Program (Funding Opportunity Number FR-5415-N-09)?

The Housing Counseling Training Program is a discretionary grant opportunity from the U.S. Department of Housing and Urban Development (HUD). It funds national training efforts designed to strengthen and standardize the work of housing counselors participating in HUD's Housing Counseling Program.

What is the main purpose of this grant opportunity?

The purpose is to fund training activities delivered under cooperative agreements with HUD that improve the consistency and overall quality of housing counseling provided to the public. In practice, it aims to ensure housing counselors nationwide have access to reliable, standardized instruction so consumers can receive dependable guidance regardless of where they seek counseling.

Which federal agency is sponsoring this opportunity?

The sponsoring agency is the U.S. Department of Housing and Urban Development (HUD).

What type of funding mechanism is used?

The opportunity is structured as a grant and is implemented through cooperative agreements with HUD.

What is the CFDA number for this program?

The CFDA number is 14.316.

How much funding was available for this funding round?

HUD made approximately $5.125 million available for this Housing Counseling Training Program funding round.

Is cost sharing or a match required?

No. The opportunity does not require cost sharing or a matching contribution.

Who is the training intended to serve?

The training supported by this grant is intended for "participating agencies" across HUD's Housing Counseling Program, meaning the full range of organizations that take part in the program and their counseling staff.

What organizations are considered "participating agencies" under this opportunity?

Participating agencies include HUD-approved housing counseling agencies; HUD-approved intermediaries and their affiliates and branch offices; HUD-approved multi-state organizations; and state housing finance agencies.

Who is eligible to apply as an applicant?

Eligibility is limited primarily to public or private nonprofit organizations with federal tax-exempt status under section 501(a) pursuant to section 501(c)(3) of the Internal Revenue Code, along with demonstrated capacity and experience as described in the NOFA.

What experience requirements must applicants meet?

Applicants must generally have at least two years of experience providing, on a nationwide basis, the majority of the housing counseling training service types specified in the NOFA (referenced as Section III.C.2) and that they propose to deliver under the award.

Is there an exception to the general experience requirement?

Yes. There is a narrower exception for organizations with at least two years of nationwide experience specifically in either reverse mortgage counseling training or fair lending abuse and mortgage fraud training. Under this exception, organizations may apply to provide only those specialized trainings exclusively.

Does the training program have to be national in scope?

Yes. The NOFA indicates the training program must be national in scope, reflecting HUD's intent for the funded work to reach housing counseling professionals broadly across the country rather than focusing on a single region.

Can applicants use consultants, sub-grantees, or partner networks to deliver training?

Yes. HUD allows flexibility in how the training program is staffed and implemented, including the use of in-house staff, consultants, sub-grant recipients, or networks of local organizations.

Does the application need to name a lead organization?

Yes. Even if the program uses partners or sub-grantees, the application must clearly identify one primary applicant who is responsible for the overall program.

Are there eligibility requirements for sub-grantees?

Yes. Any sub-grantees must also be public or private nonprofit organizations with federal tax-exempt status under section 501(a) pursuant to section 501(c)(3) of the Internal Revenue Code.

What is the Work Plan requirement?

The application must include a Work Plan showing the applicant can cover all housing counseling training topics identified in Section III.C, unless the applicant is applying under the exception to deliver only reverse mortgage counseling training or only fair lending abuse and mortgage fraud training.

Does the program require a scholarship component?

Yes. A required component of the proposed training program is a scholarship element. Applicants must describe how they will cover full or partial costs for housing counselors to participate.

What expenses can scholarships cover under this opportunity?

The scholarship component may cover allowable expenses such as travel, hotel, and tuition to reduce financial barriers to training participation.

When was this funding opportunity posted and created?

The opportunity was posted and created on September 27, 2010.

What was the application deadline?

The application deadline was October 29, 2010.

When was the opportunity archived?

The archive date was November 4, 2010.

Who can applicants contact for help accessing the full announcement?

Applicants needing help accessing the full announcement were directed to contact Gerard P. Donahoe, Jr. at HUD Headquarters, Single Family Housing, Program Support Division, at (202) 402-3951.

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