Opportunity Information: Apply for DHS 10 FEMA 110 001
Apply for DHS 10 FEMA 110 001
- The Department of Homeland Security FEMA in the disaster prevention and relief other (see text field entitled explanation of other category of funding activity for clarification) sector is offering a public funding opportunity titled "Severe Repetitive Loss Pilot Program" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 97.110 Severe Repetitive Loss Program.
- This funding opportunity was created on Jun 24, 2009 and posted on Jun 23, 2009.
- Applicants must submit their applications by Dec 4, 2009 Application closing date for all of FEMAs Mitigation non disaster programs (PDM, FMA, RFC, and SRL). (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- The funding agency has allocated a total of $70,000,000.00 to eligible and selected applicants.
- The number of recipients for this funding is limited to 75 candidate(s).
- Eligible applicants include: State governments Native American tribal governments (Federally recognized) City or township governments County governments.
- Entities eligible to apply for grants include State emergency management agencies or a similar office of the State (e.g., the office that has primary emergency management or floodplain management responsibility) the District of Columbia American Samoa, Guam, and the U.S. Virgin Islands Puerto Rico and the Northern Mariana Islands and Indian Tribal governments. Each State, Territory, Commonwealth, or Indian Tribal government shall designate one agency to serve as the Applicant. For the definition of the term Indian Tribal government refer to 44 CFR 201.2.
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Opportunity Summary:
The Severe Repetitive Loss (SRL) Pilot Program is a FEMA mitigation grant program under the Department of Homeland Security designed to cut down or fully remove the long-term risk of flood damage for properties that have a history of repeated flood insurance claims. The program focuses specifically on "severe repetitive loss" structures that are insured through the National Flood Insurance Program (NFIP), meaning the funding is meant to address a subset of high-cost, high-frequency flood loss buildings that continue to generate claims over time. The goal is practical risk reduction: helping communities and property owners take action so the same buildings are not repaired and flooded again and again.
A key feature that makes SRL different from many other FEMA mitigation programs is how it treats property owner participation. Participation is voluntary in the sense that property owners can choose whether to accept a mitigation offer. However, SRL includes a strong incentive to participate: if an owner declines a mitigation offer made under the SRL framework, that owner can face increased NFIP flood insurance premium rates afterward. This creates a policy lever intended to push high-loss properties toward mitigation rather than repeated recovery spending.
The opportunity is a discretionary grant and falls under the Disaster Prevention and Relief funding activity area, specifically within FEMA mitigation. For the cycle reflected in the notice, FEMA anticipated roughly 75 awards with an estimated total funding amount of about $70,000,000. It is cataloged under CFDA number 97.110 (Severe Repetitive Loss Program). The program requires cost sharing or matching, so applicants should expect that federal funds must be paired with non-federal contributions under the applicable rules, rather than functioning as a fully funded federal award.
Eligible applicants are governmental entities rather than individual property owners. Applications are submitted by state-level or equivalent territorial or tribal governments: state emergency management agencies or similar offices that hold primary responsibility for emergency management or floodplain management. Eligible applicants also include the District of Columbia and U.S. territories and commonwealths listed in the notice (such as Puerto Rico, American Samoa, Guam, the U.S. Virgin Islands, and the Northern Mariana Islands), as well as federally recognized Indian Tribal governments (as defined in 44 CFR 201.2). Importantly, each state, territory, commonwealth, or tribal government designates one agency to serve as the official applicant, which then coordinates subapplications and proposed projects within its jurisdiction. Local governments (cities/townships and counties) are listed as eligible applicants in the general eligibility field, but the detailed eligibility language emphasizes the role of a single designated state/territorial/tribal applicant agency as the primary applicant channel.
The notice directs interested applicants to consult Part III(A) of the FY 2010 Hazard Mitigation Assistance (HMA) Grant Program Guidance, which is where FEMA lays out the detailed rules on eligible activities, application requirements, cost share specifics, prioritization, and how SRL aligns with other HMA programs. While the announcement notes that eligible projects may or may not involve geospatial or GIS elements, GIS is not presented as a mandatory component; it is simply acknowledged as potentially relevant depending on how applicants identify, prioritize, and document flood risk and project impacts.
Administrative details in the listing show the funding opportunity number as DHS-10-FEMA-110-001, with the opportunity posted in late June 2009 and an application closing date of December 4, 2009 (shared across FEMA mitigation non-disaster programs such as PDM, FMA, RFC, and SRL for that cycle). The program information page is referenced through FEMA's website, and a point of contact is provided for access issues or questions: Tony (Lloyd) Hake, reachable by phone at 202-646-3428 or by email at Lloyd.Hake@dhs.gov.
Severe Repetitive Loss (SRL) Pilot Program - FAQs
What is the Severe Repetitive Loss (SRL) Pilot Program?
The Severe Repetitive Loss (SRL) Pilot Program is a FEMA mitigation grant program under the U.S. Department of Homeland Security. Its purpose is to reduce or eliminate long-term flood risk for certain properties that have a history of repeated flood insurance claims.
What problem is the SRL program trying to solve?
SRL is designed to stop the cycle where the same flood-prone buildings are repeatedly repaired after floods and then flooded again, generating ongoing National Flood Insurance Program (NFIP) claims over time. The program is focused on practical risk reduction rather than repeated recovery spending.
Which properties are the focus of SRL funding?
The program focuses on "severe repetitive loss" structures that are insured through the National Flood Insurance Program (NFIP). In other words, SRL is aimed at a subset of high-cost, high-frequency flood loss buildings that continue to generate flood insurance claims.
Is this program tied to the National Flood Insurance Program (NFIP)?
Yes. The opportunity description emphasizes that SRL targets severe repetitive loss structures insured through NFIP, and that the repeated-claims history under flood insurance is central to why these structures are prioritized.
Is participation by property owners mandatory?
Participation is voluntary in the sense that property owners can choose whether to accept a mitigation offer made under the SRL framework.
What happens if a property owner declines an SRL mitigation offer?
The program includes a strong incentive to participate: if an owner declines a mitigation offer made under the SRL framework, that owner can face increased NFIP flood insurance premium rates afterward.
Is SRL a competitive or discretionary grant?
The notice describes SRL as a discretionary grant opportunity within FEMA mitigation, under the Disaster Prevention and Relief funding activity area.
About how much funding is available and how many awards are expected?
For the cycle reflected in the notice, FEMA anticipated roughly 75 awards with an estimated total funding amount of about $70,000,000.
What is the CFDA number for this program?
The program is cataloged under CFDA number 97.110 (Severe Repetitive Loss Program).
Does SRL require cost sharing or a match?
Yes. The program requires cost sharing or matching, meaning applicants should expect federal funds to be paired with non-federal contributions under the applicable rules, rather than functioning as a fully funded federal award.
Who is eligible to apply for SRL funding?
Eligible applicants are governmental entities rather than individual property owners. Applications are submitted by state-level or equivalent territorial or tribal governments through the designated agency responsible for emergency management or floodplain management.
Can individual homeowners apply directly to FEMA under SRL?
No. Based on the eligibility description provided, individuals (including individual property owners) are not the direct applicants. The applicant is a governmental entity (typically a designated state/territorial/tribal agency) that coordinates projects within its jurisdiction.
Which types of government entities can serve as the applicant?
The notice identifies state emergency management agencies or similar offices with primary responsibility for emergency management or floodplain management as the applicant channel. It also includes the District of Columbia, certain U.S. territories and commonwealths listed in the notice, and federally recognized Indian Tribal governments (as defined in 44 CFR 201.2).
Which U.S. territories and commonwealths are referenced as eligible in the notice?
The notice references U.S. territories and commonwealths such as Puerto Rico, American Samoa, Guam, the U.S. Virgin Islands, and the Northern Mariana Islands.
Are federally recognized Tribal governments eligible?
Yes. Federally recognized Indian Tribal governments (as defined in 44 CFR 201.2) are included as eligible applicants in the description.
Can local governments (cities, townships, counties) apply?
Local governments are listed as eligible applicants in the general eligibility field, but the detailed eligibility language emphasizes that each state, territory, commonwealth, or tribal government designates one agency to serve as the official applicant. That designated agency coordinates subapplications and proposed projects within its jurisdiction.
How does the application structure work within a state, territory, or Tribe?
Each state, territory, commonwealth, or tribal government designates one agency to serve as the official applicant. That agency acts as the primary applicant channel and coordinates subapplications and proposed projects within its jurisdiction.
Where can applicants find the detailed rules for SRL eligible activities and requirements?
The notice directs interested applicants to Part III(A) of the FY 2010 Hazard Mitigation Assistance (HMA) Grant Program Guidance. That guidance is identified as the location for detailed rules on eligible activities, application requirements, cost share specifics, prioritization, and how SRL aligns with other HMA programs.
Is GIS (geospatial) data required for SRL applications?
No requirement is stated in the notice summary provided. The listing notes that eligible projects may or may not involve geospatial or GIS elements. GIS is presented as potentially relevant depending on how applicants identify, prioritize, and document flood risk and project impacts, but not as mandatory.
What is the funding opportunity number for this SRL notice?
The administrative details list the funding opportunity number as DHS-10-FEMA-110-001.
When was this opportunity posted and what was the application deadline for the cycle described?
The notice indicates the opportunity was posted in late June 2009, and that the application closing date was December 4, 2009 for that cycle.
Is the SRL deadline shared with other FEMA mitigation programs in that cycle?
Yes. The notice states the December 4, 2009 closing date was shared across FEMA mitigation non-disaster programs such as PDM, FMA, RFC, and SRL for that cycle.
Where is the program information page referenced?
The notice references FEMA's website for the program information page.
Who is the point of contact for access issues or questions?
The notice provides a point of contact: Tony (Lloyd) Hake. He can be reached by phone at 202-646-3428 or by email at Lloyd.Hake@dhs.gov.
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