Opportunity Information: Apply for DHS FEMASRL 08 001

  • The Department of Homeland Security FEMA in the disaster prevention and relief sector is offering a public funding opportunity titled "Severe Repetitive Loss (SRL) Pilot Program" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 97.110 Severe Repetitive Loss Program.
  • This funding opportunity was created on Jan 15, 2008 and posted on Jan 14, 2008.
  • Applicants must submit their applications by May 30, 2008 Application Deadline for Non Target States (States with fewer than 51 SRL properties) is April 30, 2008 at 1159 PM EST. Application Deadline for Target States (States with 51 or more SRL properties) is May 30, 2008 1159 PM EST.. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • The funding agency has allocated a total of $160,000,000.00 to eligible and selected applicants.
  • The number of recipients for this funding is limited to 50 candidate(s).
  • Eligible applicants include: City or township governments Native American tribal governments (Federally recognized) County governments State governments.
  • The State Emergency Management Agency or a similar office of a State Territory Commonwealth or Federally recognized Indian tribal government, is eligible to apply for assistance as Applicants. State level agencies Federally recognized Indian tribal governments participating in NFIP including State recognized Indian tribes, authorized Indian tribal organizations, and Alaska Native villages and local communities that are participating in the NFIP are eligible to apply to the Applicant for assistance. More information regarding eligible Applicants can be found in Section 1.4, SRL Program Eligibility, of the SRL Program Guidance.
Apply for DHS FEMASRL 08 001

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Opportunity Summary:

The Severe Repetitive Loss (SRL) Pilot Program is a FEMA grant opportunity designed to cut down or eliminate the long-term flood risk faced by "severe repetitive loss" buildings that are insured through the National Flood Insurance Program (NFIP). In practical terms, the program is aimed at properties that have flooded repeatedly and generated multiple NFIP claims over time, making them high-priority targets for mitigation. The purpose is not short-term repairs after a disaster, but permanent risk reduction measures that keep future flood damage from happening or sharply reduce how bad it gets.

A key feature that sets SRL apart from many other FEMA mitigation programs is how it treats property owner participation. Participation is technically voluntary, meaning owners can refuse mitigation assistance. However, the program includes a strong incentive to accept help: property owners who turn down mitigation offers may face increases in their NFIP insurance premium rates. That policy element is central to the SRL concept, because it encourages mitigation in cases where repeated losses would otherwise continue year after year. Applicants are specifically directed to review Section 1.3 (Authorization and Appropriation) of the SRL Program Guidance for the legal and funding basis behind the program.

This funding opportunity was issued by the U.S. Department of Homeland Security, Federal Emergency Management Agency (FEMA), as a discretionary grant under the Disaster Prevention and Relief activity category. The opportunity number is DHS-FEMA-SRL-08-001 and it is associated with CFDA 97.110 (Severe Repetitive Loss Program). FEMA anticipated making around 50 awards, with an estimated total funding amount of $160,000,000. The grant includes a cost-sharing or matching requirement, meaning recipients should plan for a non-federal share and verify the exact match rules in the SRL Program Guidance.

Eligibility is structured so that applications come through state, territorial, commonwealth, or tribal-level entities rather than directly from individual homeowners. The eligible Applicant is the State Emergency Management Agency or a similar office of a state, territory, commonwealth, or a federally recognized Indian tribal government. In addition, state-level agencies and eligible tribal entities participating in the NFIP can seek assistance through the Applicant. FEMA notes that this includes federally recognized tribes and also references state recognized Indian tribes, authorized Indian tribal organizations, and Alaska Native villages and local communities that participate in the NFIP, with details and conditions laid out in Section 1.4 (SRL Program Eligibility) of the SRL Program Guidance. Local governments such as city or township governments and county governments are listed among eligible applicant types in the notice, but the program description emphasizes the state/tribal Applicant role, which typically means local entities apply through their state/tribal Applicant structure consistent with FEMA mitigation grant administration.

The application timeline distinguishes between "Target States" and "Non-Target States" based on the number of SRL properties in the state. Non-Target States (fewer than 51 SRL properties) had an application deadline of April 30, 2008 at 11:59 PM EST. Target States (51 or more SRL properties) had a later deadline of May 30, 2008 at 11:59 PM EST. The opportunity was posted January 14, 2008, created January 15, 2008, and carried a May 30, 2008 closing date, with the earlier deadline applying only to non-target states.

The notice also flags that eligible projects may or may not involve geospatial or GIS components. This is essentially a reminder that while GIS can be a useful tool for identifying, prioritizing, mapping, and analyzing flood risk and repetitive loss areas, the program is not limited to GIS-focused work. The core intent remains mitigation for SRL-insured structures, and project eligibility should be checked against the SRL Program Guidance rather than assuming that mapping or data work is required.

For applicants needing the full announcement or having trouble accessing it electronically, the listed FEMA contact was Bianca Costa, Grants Management Specialist, at (202) 786-9503. The funding announcement also references an additional information link titled "Severe Repetitive Loss (SRL) Pilot Program Funding Opportunity Announcement" for the complete program and application details.

Severe Repetitive Loss (SRL) Pilot Program - FAQs

1) What is the Severe Repetitive Loss (SRL) Pilot Program?

The Severe Repetitive Loss (SRL) Pilot Program is a FEMA grant opportunity intended to reduce or eliminate long-term flood risk for buildings classified as "severe repetitive loss" and insured through the National Flood Insurance Program (NFIP). It focuses on permanent risk-reduction measures for properties that have flooded repeatedly and generated multiple NFIP claims.

2) What is the main purpose of SRL funding?

The purpose is long-term mitigation, not short-term repairs after a disaster. The program is designed to prevent future flood damage or significantly reduce the severity of future flood impacts for eligible SRL-insured structures.

3) Who is this program designed to help?

It is aimed at "severe repetitive loss" buildings that are insured through the NFIP, especially properties with repeated flooding and multiple NFIP claims over time.

4) Is property owner participation required?

Participation is technically voluntary. Property owners may refuse mitigation assistance offered through the program.

5) What happens if a property owner refuses SRL mitigation assistance?

The program includes an incentive to accept mitigation: property owners who turn down mitigation offers may face increases in their NFIP insurance premium rates. This incentive is described as a central feature of the SRL concept.

6) Where can applicants find the legal and funding basis for the SRL program?

Applicants are directed to review Section 1.3 (Authorization and Appropriation) of the SRL Program Guidance for the legal and funding basis behind the program.

7) Which federal agency issued this funding opportunity?

This opportunity was issued by the U.S. Department of Homeland Security, Federal Emergency Management Agency (FEMA).

8) What type of grant is this?

It is described as a discretionary grant under the Disaster Prevention and Relief activity category.

9) What is the funding opportunity number?

The opportunity number is DHS-FEMA-SRL-08-001.

10) What CFDA number is associated with this program?

The opportunity is associated with CFDA 97.110 (Severe Repetitive Loss Program).

11) How much funding was FEMA expecting to award, and how many awards were anticipated?

FEMA anticipated making around 50 awards, with an estimated total funding amount of $160,000,000.

12) Does the SRL program require cost sharing or a match?

Yes. The grant includes a cost-sharing or matching requirement. Recipients should plan for a non-federal share and confirm the exact match requirements in the SRL Program Guidance.

13) Can individual homeowners apply directly for SRL grant funding?

No. Eligibility is structured so that applications come through state-, territorial-, commonwealth-, or tribal-level entities rather than directly from individual homeowners.

14) Who is the eligible Applicant for this program?

The eligible Applicant is the State Emergency Management Agency or a similar office of a state, territory, commonwealth, or a federally recognized Indian tribal government.

15) Can state-level agencies or tribal entities participate through the Applicant?

Yes. State-level agencies and eligible tribal entities that participate in the NFIP can seek assistance through the Applicant.

16) Which tribal entities are referenced as potentially included?

The notice references federally recognized tribes and also mentions state recognized Indian tribes, authorized Indian tribal organizations, and Alaska Native villages and local communities that participate in the NFIP. Specific details and conditions are described in Section 1.4 (SRL Program Eligibility) of the SRL Program Guidance.

17) Are local governments eligible to apply?

Local governments such as city or township governments and county governments are listed among eligible applicant types in the notice. However, the program description emphasizes that the Applicant role is typically held at the state/tribal level, which generally means local entities apply through their state/tribal Applicant structure consistent with FEMA mitigation grant administration.

18) What is the difference between "Target States" and "Non-Target States" in the timeline?

The timeline distinguishes states based on the number of SRL properties. "Non-Target States" have fewer than 51 SRL properties, while "Target States" have 51 or more SRL properties.

19) What was the application deadline for Non-Target States?

Non-Target States (fewer than 51 SRL properties) had an application deadline of April 30, 2008 at 11:59 PM EST.

20) What was the application deadline for Target States?

Target States (51 or more SRL properties) had an application deadline of May 30, 2008 at 11:59 PM EST.

21) When was the opportunity posted, created, and closed?

The opportunity was posted January 14, 2008, created January 15, 2008, and carried a May 30, 2008 closing date. The earlier April 30, 2008 deadline applied only to Non-Target States.

22) Are GIS or geospatial components required for SRL projects?

No. The notice flags that eligible projects may or may not involve geospatial or GIS components. GIS can be useful for identifying, prioritizing, mapping, and analyzing flood risk and repetitive loss areas, but the program is not limited to GIS-focused work.

23) Where should applicants verify whether a specific project is eligible?

Project eligibility should be checked against the SRL Program Guidance rather than assuming mapping, data work, or any other specific component is required.

24) Who was the listed FEMA contact for help accessing the full announcement?

The listed FEMA contact was Bianca Costa, Grants Management Specialist, at (202) 786-9503.

25) Where is the complete program and application detail referenced?

The announcement references an additional information link titled "Severe Repetitive Loss (SRL) Pilot Program Funding Opportunity Announcement" for complete program and application details.

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