Opportunity Information: Apply for SSA ORP 09 1
Apply for SSA ORP 09 1
- The Office of Policy ORES in the health sector is offering a public funding opportunity titled "SSA Financial Literacy Research Consortium" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 96.007 Social SecurityResearch and Demonstration.
- This funding opportunity was created on Apr 22, 2009 and posted on Apr 22, 2009.
- Applicants must submit their applications by Jun 6, 2009 Alls Applications must be submitted through www.grants.gov by the application submission Close Date.. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- The funding agency has allocated a total of $5,000,000.00 to eligible and selected applicants.
- Each selected applicant is eligible to receive up to $5,000,000.00 in funding.
- The number of recipients for this funding is limited to 2 candidate(s).
- Eligible applicants include: State governments Native American tribal organizations (other than Federally recognized tribal governments) Native American tribal governments (Federally recognized) Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education Private institutions of higher education Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education Public and State controlled institutions of higher education Small businesses For profit organizations other than small businesses City or township governments County governments.
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Opportunity Summary:
The SSA Financial Literacy Research Consortium (FLRC) opportunity is a Social Security Administration (SSA) discretionary funding announcement that supports the creation of a national research consortium focused on improving saving behavior through stronger financial literacy, with a clear emphasis on retirement security. Issued under Section 1110 of the Social Security Act (42 U.S.C. 1310), the program reflects SSA's interest in financial capability as a public benefit, especially because Social Security income functions as a central pillar of retirement resources for many Americans. The intent is to fund a coordinated, high-quality research effort that can generate practical, evidence-based tools and guidance to help people make better decisions about saving and retirement planning, including decisions related to when to claim benefits and how to plan for benefit receipt.
The consortium is expected to operate as a national resource and may be organized as up to two research centers. The core work is described as research, development, and evaluation, with an expectation of a multidisciplinary research and development (R&D) program. In practice, that means applicants are expected to design and maintain a sustained research agenda that draws from relevant fields such as economics, behavioral science, education, public policy, and program evaluation. The anticipated outputs are not limited to academic publications; the announcement specifically highlights educational products as the primary deliverable. These products should be designed to encourage savings and promote effective retirement planning, translating research insights into materials or interventions that can be used to improve real-world decision-making.
In addition to educational products, the FLRC may also produce research-based recommendations on the "architecture" of programs and mechanisms that encourage participation in saving. This points to an interest in how savings options are structured in both the public and private sectors, for example how plan design, defaults, choice framing, enrollment processes, or incentives can influence whether people save and how much they save. The emphasis on program architecture suggests SSA is looking for actionable findings that can inform the design or improvement of savings-related programs, not simply broad financial education messages.
From an award and funding standpoint, the opportunity was posted on April 22, 2009, with applications due by June 6, 2009, submitted through Grants.gov. SSA anticipated making up to two awards under a cooperative agreement funding instrument, which typically means substantial federal involvement in the project after award, such as collaboration on priorities, oversight, and coordination. The estimated total funding amount was $5,000,000, with an award ceiling of $5,000,000 and an award floor of $2,500,000. The announcement indicates a cost sharing or matching requirement, meaning recipients would be expected to contribute non-federal resources toward the project consistent with the terms of the award.
Eligibility is broad and includes public and private institutions of higher education, nonprofit organizations (including 501(c)(3) entities and certain nonprofits without 501(c)(3) status), state and local governments (including counties and cities or townships), tribal governments and tribal organizations, and for-profit entities including small businesses and other for-profit organizations. The CFDA listing associated with the opportunity is 96.007 (Social Security Research and Demonstration), and the announcing office is SSA's Office of Policy (ORES). For administrative questions, the listed grants management contact is Audrey Adams, Grants Management Specialist, at 410-965-9469.
SSA Financial Literacy Research Consortium (FLRC) - FAQs
What is the SSA Financial Literacy Research Consortium (FLRC) funding opportunity?
The FLRC opportunity is a Social Security Administration (SSA) discretionary funding announcement to support the creation of a national research consortium focused on improving saving behavior through stronger financial literacy, with a clear emphasis on retirement security.
What is the main purpose of the FLRC consortium?
The purpose is to fund a coordinated, high-quality research effort that generates practical, evidence-based tools and guidance to help people make better decisions about saving and retirement planning, including decisions about when to claim Social Security benefits and how to plan for benefit receipt.
What legal authority supports this opportunity?
The opportunity is issued under Section 1110 of the Social Security Act (42 U.S.C. 1310).
Why is SSA interested in financial literacy and saving behavior?
SSA views financial capability as a public benefit, particularly because Social Security income serves as a central pillar of retirement resources for many Americans. The FLRC reflects SSA's interest in improving retirement-related decision-making and saving outcomes.
What kind of work is the consortium expected to conduct?
The consortium is expected to conduct research, development, and evaluation as part of a multidisciplinary research and development (R&D) program. This implies a sustained research agenda and ongoing production/testing of approaches intended to improve saving and retirement planning decisions.
Which disciplines are expected to inform the consortium's research agenda?
The announcement anticipates work drawing from fields such as economics, behavioral science, education, public policy, and program evaluation.
How is the consortium expected to be organized?
The FLRC is intended to operate as a national resource and may be organized as up to two research centers.
What are the primary deliverables under this opportunity?
Educational products are identified as the primary deliverable. These products are expected to encourage savings and promote effective retirement planning by translating research insights into usable materials or interventions that improve real-world decision-making.
Are academic publications the only expected outputs?
No. While research outputs may include publications, the announcement explicitly emphasizes educational products as the primary deliverable rather than limiting outputs to academic work.
What topics should educational products and guidance focus on?
The stated focus includes saving behavior, retirement planning, decisions related to when to claim Social Security benefits, and planning for benefit receipt.
What does the announcement mean by research-based recommendations on "architecture"?
The FLRC may produce recommendations about how programs and mechanisms that encourage saving are structured. This includes attention to program design features that influence participation and saving behavior.
What examples of program "architecture" are highlighted?
The announcement points to factors such as plan design, defaults, choice framing, enrollment processes, and incentives as examples of structural elements that can affect whether people participate in saving and how much they save.
What funding instrument will SSA use for awards?
SSA anticipated awards under a cooperative agreement funding instrument.
What does a cooperative agreement imply for award management?
A cooperative agreement typically means substantial federal involvement after award, such as collaboration on priorities, oversight, and coordination.
How many awards did SSA anticipate making?
SSA anticipated making up to two awards.
What is the estimated total funding amount for this opportunity?
The estimated total funding amount listed is $5,000,000.
What are the award ceiling and award floor?
The award ceiling is $5,000,000 and the award floor is $2,500,000.
Is cost sharing or matching required?
Yes. The announcement indicates a cost sharing or matching requirement, meaning recipients are expected to contribute non-federal resources consistent with the terms of the award.
Who is eligible to apply?
Eligibility is broad and includes public and private institutions of higher education, nonprofit organizations (including 501(c)(3) entities and certain nonprofits without 501(c)(3) status), state and local governments (including counties and cities or townships), tribal governments and tribal organizations, and for-profit entities including small businesses and other for-profit organizations.
Are for-profit organizations eligible?
Yes. For-profit entities, including small businesses and other for-profit organizations, are listed as eligible applicants.
Are tribal governments and tribal organizations eligible?
Yes. Tribal governments and tribal organizations are included in the eligible applicant types.
What is the CFDA number associated with this opportunity?
The CFDA listing associated with the opportunity is 96.007 (Social Security Research and Demonstration).
Which SSA office announced this opportunity?
The announcing office is SSA's Office of Policy (ORES).
When was the opportunity posted?
The opportunity was posted on April 22, 2009.
What was the application deadline?
Applications were due by June 6, 2009.
How were applications submitted?
Applications were submitted through Grants.gov.
Who is the grants management contact for administrative questions?
The listed grants management contact is Audrey Adams, Grants Management Specialist.
What is the phone number for the grants management contact?
The phone number provided for the grants management contact is 410-965-9469.
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