Opportunity Information: Apply for RFA RM 11 002

  • The National Institutes of Health in the health sector is offering a public funding opportunity titled "The Market for Long Term Care Insurance (R01)" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.310 Trans NIH Research Support.
  • This funding opportunity was created on Nov 12, 2010 and posted on Nov 12, 2010.
  • Applicants must submit their applications by Jan 18, 2011. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • The funding agency has allocated a total of $1,400,000.00 to eligible and selected applicants.
  • Eligible applicants include: Native American tribal governments (Federally recognized) For profit organizations other than small businesses State governments County governments Independent school districts Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education Special district governments Public housing authorities/Indian housing authorities Private institutions of higher education Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education Public and State controlled institutions of higher education Native American tribal organizations (other than Federally recognized tribal governments) Small businesses City or township governments Others (see text field entitled Additional Information on Eligibility for clarification).
  • Other Eligible Applicants include the following Alaska Native and Native Hawaiian Serving Institutions Eligible Agencies of the Federal Government Faith based or Community based Organizations Hispanic serving Institutions Historically Black Colleges and Universities (HBCUs) Indian/Native American Tribal Governments (Other than Federally Recognized) Non domestic (non U.S.) Entities (Foreign Organizations) Regional Organizations Tribally Controlled Colleges and Universities (TCCUs) U.S. Territory or Possession.
Apply for RFA RM 11 002

[Watch] Creating a grant proposal using the step-by-step wizard inside the applicant portal:

Opportunity Summary:

The funding opportunity titled "The Market for Long Term Care Insurance (R01)" (Funding Opportunity Number RFA-RM-11-002) was a National Institutes of Health (NIH) discretionary grant solicitation aimed at supporting research projects that deepen understanding of the economics of long term care (LTC). Using the NIH R01 research project grant mechanism, the announcement sought studies that could generate rigorous evidence on how long term care is financed, how insurance markets function in this space, and how policy choices influence consumer behavior, insurer participation, pricing, coverage, and overall access to care. The central theme was to improve the knowledge base around the long term care insurance landscape, with specific attention to both private and public approaches and the policy environment surrounding them.

A major focus of the FOA was research connected to long term care insurance, including the functioning of the private LTC insurance market and public-sector models. This included interest in the Community Living Assistance Services and Supports (CLASS) program, which at the time was a prominent policy initiative associated with long term care financing and reform. More broadly, the announcement encouraged work on related topics that could clarify the tradeoffs, incentives, and real-world impacts of alternative long term care financing designs. In practical terms, this could encompass analysis of consumer demand for LTC insurance, why take-up rates are often low, how product features and underwriting shape who buys coverage, how insurers manage risk and set premiums, and how information problems or market frictions (such as adverse selection or moral hazard) affect market outcomes. It could also include study of how Medicaid and other public programs interact with private coverage, including crowd-out, substitution, eligibility incentives, and the downstream consequences for spending and care utilization.

This FOA was issued as part of the NIH Common Fund initiative on Health Economics for Health Care Reform, signaling that NIH viewed the topic as relevant to broader health reform questions, especially those involving the role of insurance, public program design, and the economic behavior of households and institutions. The intent was not simply descriptive work, but research that advances knowledge in ways that are useful for policy design and evaluation, potentially informing decisions about how long term care can be financed sustainably while supporting access and community living options.

Administratively, this was a grant opportunity (Funding Instrument Type: Grant) in the health research category, listed under CFDA 93.310 (NIH Research Support). The total estimated funding level was $1,400,000, and the announcement indicated no cost sharing or matching requirement, which meant applicants were not required to contribute non-federal funds as a condition of the award. The opportunity was posted and created on November 12, 2010, with an original and final application due date of January 18, 2011, and it was later archived on February 18, 2011.

Eligibility was broad and included a wide range of organizational types across the public, private, nonprofit, and academic sectors. Eligible applicants included federally recognized Native American tribal governments, other tribal organizations, state governments, county governments, city or township governments, special district governments, and independent school districts, as well as public housing authorities and Indian housing authorities. On the nonprofit and education side, eligibility extended to 501(c)(3) nonprofits (including those outside higher education), nonprofits without 501(c)(3) status (outside higher education), private institutions of higher education, and public and state-controlled institutions of higher education. For-profit organizations other than small businesses were eligible, as were small businesses. The announcement also explicitly included additional categories such as Alaska Native and Native Hawaiian Serving Institutions, Hispanic Serving Institutions, Historically Black Colleges and Universities (HBCUs), Tribally Controlled Colleges and Universities (TCCUs), faith-based or community-based organizations, regional organizations, U.S. territories or possessions, eligible federal agencies, and non-U.S. entities (foreign organizations). This breadth suggested NIH was open to interdisciplinary and multi-sector research capacity, including international perspectives where relevant to long term care financing and insurance markets.

For applicants or readers seeking more detail, the FOA referenced an NIH web page with the full announcement text, and it provided contact information through the NIH Office of Extramural Research (OER) webmaster for technical access issues or linking problems.

FAQs: The Market for Long Term Care Insurance (R01) (RFA-RM-11-002)

What is the title of this funding opportunity?

The funding opportunity is titled "The Market for Long Term Care Insurance (R01)".

What is the Funding Opportunity Number (FON)?

The Funding Opportunity Number is RFA-RM-11-002.

Which agency offered this opportunity?

This opportunity was offered by the National Institutes of Health (NIH).

What type of funding instrument is this?

The funding instrument type is a Grant.

What grant mechanism does this opportunity use?

The opportunity uses the NIH R01 research project grant mechanism.

What was the main purpose of this FOA?

The purpose was to support research that deepens understanding of the economics of long term care (LTC), including how long term care is financed, how LTC insurance markets function, and how policy choices influence consumer and insurer behavior and overall access to care.

What overarching topic area does the FOA focus on?

The central theme is the long term care insurance landscape, including both private and public approaches and the policy environment that shapes them.

What kinds of research questions were encouraged?

The FOA encouraged studies that could generate rigorous evidence on topics such as:

  • How long term care is financed.
  • How private LTC insurance markets function.
  • How public-sector models for LTC financing work.
  • How policy decisions affect pricing, coverage, insurer participation, and access to care.
  • How consumer behavior changes in response to LTC insurance design and policy.

Did the FOA emphasize any specific policy initiative or program?

Yes. The FOA expressed interest in research connected to the Community Living Assistance Services and Supports (CLASS) program, described as a prominent policy initiative at the time related to long term care financing and reform.

What aspects of consumer behavior were within scope?

The FOA highlighted interest in research on consumer demand for LTC insurance, including why take-up rates are often low and how product features and underwriting shape who buys coverage.

What aspects of insurer behavior were within scope?

The FOA indicated interest in how insurers:

  • Manage risk in the LTC insurance market.
  • Set premiums and pricing.
  • Decide whether to participate in the market.
  • Offer coverage designs that affect access and consumer decisions.

Were information problems or market frictions considered relevant?

Yes. The FOA explicitly noted market frictions and information problems such as adverse selection and moral hazard as relevant to understanding LTC insurance market outcomes.

How did the FOA relate to Medicaid and other public programs?

The FOA encouraged work on how Medicaid and other public programs interact with private LTC coverage, including potential issues like crowd-out, substitution, eligibility incentives, and downstream impacts on spending and care utilization.

Was this opportunity part of a broader NIH initiative?

Yes. The FOA was issued as part of the NIH Common Fund initiative on Health Economics for Health Care Reform, reflecting NIH interest in how insurance design, public programs, and economic behavior affect health reform outcomes.

Was the FOA looking for purely descriptive studies?

No. The FOA indicated an intent to support research that goes beyond description and advances knowledge in ways useful for policy design and evaluation, including questions about sustainable financing and access/community living options.

What was the CFDA number listed for this opportunity?

The opportunity was listed under CFDA 93.310 (NIH Research Support).

What was the total estimated funding level?

The total estimated funding level was $1,400,000.

Was cost sharing or matching required?

No. The announcement indicated no cost sharing or matching requirement.

When was the opportunity posted/created?

The opportunity was posted and created on November 12, 2010.

What was the application due date?

The original and final application due date was January 18, 2011.

Is this funding opportunity still open?

No. The opportunity was later archived on February 18, 2011.

Who was eligible to apply?

Eligibility was broad and included organizations across public, private, nonprofit, academic, and other sectors, including U.S. and non-U.S. entities as described in the announcement.

Are state and local governments eligible?

Yes. Eligible applicants included state governments, county governments, city or township governments, special district governments, and independent school districts.

Are tribal governments and tribal organizations eligible?

Yes. Eligible applicants included federally recognized Native American tribal governments and other tribal organizations, as well as Tribally Controlled Colleges and Universities (TCCUs).

Are colleges and universities eligible?

Yes. Eligibility included private institutions of higher education and public and state-controlled institutions of higher education, along with designated institution types such as HBCUs, Hispanic Serving Institutions, and Alaska Native and Native Hawaiian Serving Institutions.

Are nonprofit organizations eligible?

Yes. Eligibility included 501(c)(3) nonprofits (including those outside higher education) and nonprofits without 501(c)(3) status (outside higher education).

Are for-profit organizations eligible?

Yes. Eligibility included for-profit organizations other than small businesses, and it also included small businesses.

Are housing authorities eligible?

Yes. Eligibility included public housing authorities and Indian housing authorities.

Are faith-based or community-based organizations eligible?

Yes. The announcement explicitly included faith-based or community-based organizations.

Are U.S. territories or possessions eligible?

Yes. The announcement included U.S. territories or possessions among eligible applicants.

Are federal agencies eligible to apply?

Yes. The announcement included eligible federal agencies.

Are non-U.S. (foreign) organizations eligible?

Yes. The announcement explicitly included non-U.S. entities (foreign organizations).

Where could applicants find the full announcement?

The FOA referenced an NIH web page where the full announcement text could be accessed.

Who should be contacted for technical issues accessing the FOA online?

The FOA provided contact information via the NIH Office of Extramural Research (OER) webmaster for technical access issues or linking problems.

Browse more business programs for Insurance Companies

Browse more opportunities from the same agency: National Institutes of Health

Browse more opportunities from the same category: Health

Next opportunity: Integrating Comparative Effectiveness Research Findings into Care Delivery through Economic Incentives (R21)

Previous opportunity: Population based Research Optimizing Screening through Personalized Regimens (PROSPR) (U54)

USGrants.org Applicant Portal:

Are you interested in learning about about how to apply for this government funding opportunity? You can create a free applicant account and receive instant access to our applicant portal that many business owners like you have benefited from.

Apply for RFA RM 11 002

 

[Watch] how do funding administrators access proposals?

Applicants also applied for:

Applicants who have applied for this opportunity (RFA RM 11 002) also looked into and applied for these:

Funding Opportunity
Integrating Comparative Effectiveness Research Findings into Care Delivery through Economic Incentives (R21) Apply for RFA RM 11 001

Funding Number: RFA RM 11 001
Agency: National Institutes of Health
Category: Health
Funding Amount: $200,000
National Dental Practice Based Research Network Limited Competition (U19) Apply for RFA DE 12 002

Funding Number: RFA DE 12 002
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
Minority HIV/AIDS Research Initiative (MARI) to Build Capacity in Black and Hispanic Communities and Among Black and Hispanic Researchers to Conduct HIV/AIDS Epidemiologic and Prevention Research Apply for RFA PS 11 003

Funding Number: RFA PS 11 003
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $200,000
Translational Research Centers in Thrombotic and Hemostatic Disorders (TRC THD) (U54) Apply for RFA HL 12 008

Funding Number: RFA HL 12 008
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
NIDCR Behavioral or Social Intervention Planning and Pilot Data Grant (R34) Apply for RFA DE 12 001

Funding Number: RFA DE 12 001
Agency: National Institutes of Health
Category: Health
Funding Amount: $350,000
Translational Tools for Clinical Studies of Mind/Body and Manual Therapy CAM Interventions (R01) Apply for RFA AT 11 003

Funding Number: RFA AT 11 003
Agency: National Institutes of Health
Category: Health
Funding Amount: $300,000
Functional Genetics, Epigenetics, and Non coding RNAs in Drug Addiction (R01) Apply for PA 11 033

Funding Number: PA 11 033
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
Institutional Collaboration Between The Institute Pasteur Of Madagascar And The Centers For Disease Control And Prevention On Malaria And Vector Borne Diseases (U01) Apply for RFA GH 11 003

Funding Number: RFA GH 11 003
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $600,000
Integrative Neuroscience Initiative on Alcoholism (INIA) Consortia (U01) Apply for RFA AA 11 006

Funding Number: RFA AA 11 006
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
Integrated Health Social Marketing Program for Mozambique Apply for 656 11 001

Funding Number: 656 11 001
Agency: Mozambique USAID Maputo
Category: Health
Funding Amount: $20,557,019
Integrative Neuroscience Initiative on Alcoholism (INIA) Consortia Resource and Support Cores (U24) Apply for RFA AA 11 007

Funding Number: RFA AA 11 007
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
Social Science Research in Population and Reproductive Health Apply for APS OAA 10 000002

Funding Number: APS OAA 10 000002
Agency: Agency for International Development
Category: Health
Funding Amount: $5,000,000
Sustainable Leadership, Managment and Governance RFA Apply for SOL OAA 11 000009

Funding Number: SOL OAA 11 000009
Agency: Agency for International Development
Category: Health
Funding Amount: $200,000,000
Centers for Autism and Developmental Disabilities Research and Epidemiology (CADDRE) Study to Explore Early Development (SEED) II (U01) Apply for RFA DD 11 002

Funding Number: RFA DD 11 002
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $900,000
Pilot Longitudinal Data Collection to inform Public Health Fragile X Syndrome Apply for RFA DD 11 007

Funding Number: RFA DD 11 007
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $550,000
National Institute on Aging Revision Requests for Active Cooperative Agreements (U01) Apply for PAR 11 042

Funding Number: PAR 11 042
Agency: National Institutes of Health
Category: Health
Funding Amount: Case Dependent
Family History and Diamond Blackfan Anemia (U01) Apply for RFA DD 11 010

Funding Number: RFA DD 11 010
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $150,000
School Mental Health Program and Policy Analysis Center Apply for HRSA 11 106

Funding Number: HRSA 11 106
Agency: Health Resources and Services Administration
Category: Health
Funding Amount: $450,000
Sickle Cell Disease and Newborn Screening Program and National Coordination and Evaluation Center Apply for HRSA 11 031

Funding Number: HRSA 11 031
Agency: Health Resources and Services Administration
Category: Health
Funding Amount: $700,000
Reducing New HIV Infections, Strengthening Health And Strategic Information Systems, Capacity Building And Increasing Access To Quality HIV/AIDS Services Through Support Programs Conducted By The Government Of Botswana Under PEPFAR Apply for CDC RFA GH11 1197

Funding Number: CDC RFA GH11 1197
Agency: Centers for Disease Control and Prevention
Category: Health
Funding Amount: $23,000,000

 

Grant application guides and resources

It is always free to apply for government grants. However the process may be very complex depending on the funding opportunity you are applying for. Let us help you!

Apply for Grants

 

USGrants.org applicant portal membership

 

Premium leads for funding administrators, grant writers, and loan issuers

Thousands of people visit our website for their funding needs every day. When a user creates a grant proposal and files for submission, we pass the information on to funding administrators, grant writers, and government loan issuers.

If you manage government grant programs, provide grant writing services, or issue personal or government loans, we can help you reach your audience.

Subscribe to Leads

 

Request more information:

Would you like to learn more about this funding opportunity, similar opportunities to "RFA RM 11 002", eligibility, application service, and/or application tips? Submit an inquiry below:

Don't forget to subscribe to our grant alerts mailing list to receive weekly alerts on new and updated grant funding opportunities like this one in your email.