Opportunity Information: Apply for HHS 2016 ACL AOA PN 0153
Apply for HHS 2016 ACL AOA PN 0153
- The HHS-ACL in the income security and social services sector is offering a public funding opportunity titled "National Education and Resource Center on Women and Retirement Planning" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.048.
- This funding opportunity was created on Mar 11, 2016 and posted on Mar 11, 2016.
- Applicants must submit their applications by May 10, 2016. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $231,526.00 in funding.
- The number of recipients for this funding is limited to 1 candidate(s).
- Eligible applicants include: State governments, County governments, City or township governments, Special district governments, Independent school districts, Public and State controlled institutions of higher education, Native American tribal governments (Federally recognized), Public housing authorities/Indian housing authorities, Native American tribal organizations (other than Federally recognized tribal governments), Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education, Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education, Private institutions of higher education.
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Opportunity Summary:
The National Education and Resource Center on Women and Retirement Planning (Funding Opportunity Number HHS-2016-ACL-AOA-PN-0153) is a discretionary federal grant offered by the U.S. Department of Health and Human Services, Administration for Community Living (HHS-ACL). It is structured as a cooperative agreement, which means the selected awardee would not only receive funding but would also be expected to work closely with the federal agency during project implementation, typically through ongoing coordination, shared planning, and progress monitoring.
At its core, the opportunity is designed to expand efforts that protect older individuals from identity theft, fraud, and financial exploitation by focusing on a specific high-risk group: Baby Boomer women who serve as family caregivers. The program description highlights why this population is being prioritized. Many of these women are juggling multiple roles at once, including hands-on caregiving, household management, and financial decision-making. They are often responsible for coordinating expenses and long-term planning across three generations, such as supporting aging parents while also assisting adult children and possibly grandchildren. That combination of emotional strain, time pressure, and complex financial responsibility can increase vulnerability to scams, coercion, or simple mistakes that lead to financial harm.
The overarching goal of the project is to reduce caregiver stress by addressing one major stress point: managing finances safely and effectively. Rather than focusing solely on general retirement education, the project is specifically framed around financial literacy and retirement planning as tools for prevention. The objective is to make practical, accessible information available to caregivers so they can better recognize warning signs of fraud, protect their personal and financial identities, and reduce the likelihood of financial exploitation. The emphasis is on prevention and real-world usefulness, helping caregivers make informed decisions, avoid common scam tactics, and feel more confident while handling household and family financial needs.
Key project activities implied by the opportunity include developing, organizing, or distributing educational resources related to retirement planning and personal finance, with a strong consumer protection angle. This could include guidance on safeguarding sensitive information, spotting identity theft attempts, understanding common fraud schemes aimed at older adults, and establishing safer financial routines. While the notice does not list specific deliverables in the excerpt provided, the title and stated purpose indicate the award is meant to support a national-level education and resource function, meaning the materials or support developed would likely be intended for broad use beyond a single local community.
Funding for the award has an expected ceiling of $231,526, and the agency anticipated making one award. The program falls under the funding activity category of Income Security and Social Services and is associated with CFDA number 93.048. The opportunity was posted on March 11, 2016, created the same day, and had a closing date of May 10, 2016.
Eligibility is broad and includes many types of organizations that could credibly deliver education, outreach, and resource development at scale. Eligible applicants include state, county, and local governments; special district governments; independent school districts; public and state-controlled institutions of higher education; private institutions of higher education; federally recognized Native American tribal governments and other tribal organizations; public housing authorities/Indian housing authorities; and nonprofit organizations both with and without 501(c)(3) status (as long as they are not institutions of higher education for the nonprofit categories specified). This wide eligibility reflects an intent to attract applicants with different strengths, such as aging services networks, consumer protection education experience, caregiver support expertise, academic research and curriculum capacity, or community-based outreach reach.
Overall, this grant opportunity targets a very specific intersection of needs: supporting women caregivers in the Baby Boomer generation with financial literacy and retirement planning resources that also function as a protective barrier against identity theft, fraud, and exploitation. The program treats safer financial management not just as a money issue, but as a stress-reduction strategy that can help stabilize caregivers and, by extension, the families and older adults who depend on them.
Frequently Asked Questions (FAQs)
What is the National Education and Resource Center on Women and Retirement Planning grant?
It is a discretionary federal grant opportunity offered by the U.S. Department of Health and Human Services (HHS), Administration for Community Living (ACL). The opportunity is titled "The National Education and Resource Center on Women and Retirement Planning" and is identified by Funding Opportunity Number HHS-2016-ACL-AOA-PN-0153.
What type of award is this?
This opportunity is structured as a cooperative agreement. That means the recipient would receive federal funding and would also be expected to work closely with the federal agency during implementation, typically through ongoing coordination, shared planning, and progress monitoring.
Which federal agency is offering this funding?
The funding is offered by the U.S. Department of Health and Human Services (HHS), Administration for Community Living (ACL).
What is the main purpose of this grant?
The main purpose is to expand efforts that protect older individuals from identity theft, fraud, and financial exploitation by focusing on a high-risk group: Baby Boomer women who serve as family caregivers. The project is framed around financial literacy and retirement planning as prevention tools that also help reduce caregiver stress.
Who is the priority audience for the project?
The priority audience is Baby Boomer women who are family caregivers. The program highlights this group because many are managing caregiving responsibilities while also handling complex household and family financial decision-making across multiple generations.
Why does the opportunity focus on Baby Boomer women caregivers?
The description explains that many Baby Boomer women caregivers juggle multiple roles at once (caregiving, household management, and financial responsibilities). They may be coordinating expenses and long-term planning across three generations. This combination of time pressure, stress, and financial complexity can increase vulnerability to scams, coercion, identity theft, fraud, and other forms of financial harm.
How does retirement planning connect to fraud and identity theft prevention in this program?
In this opportunity, financial literacy and retirement planning are positioned as practical prevention strategies. The intent is to equip caregivers with accessible, real-world information to recognize warning signs of fraud, protect personal and financial identities, avoid common scam tactics, and build safer financial routines.
Is the goal only general retirement education?
No. While retirement planning is part of the focus, the opportunity is specifically framed around financial literacy and retirement planning as tools to help prevent identity theft, fraud, and financial exploitation, and to reduce caregiver stress related to managing finances safely and effectively.
What kinds of activities are expected under this award?
The opportunity implies activities such as developing, organizing, or distributing educational resources related to personal finance and retirement planning, with a strong consumer protection focus. Examples mentioned in the description include guidance on safeguarding sensitive information, spotting identity theft attempts, understanding common fraud schemes targeting older adults, and establishing safer financial routines.
Are specific deliverables listed?
Specific deliverables are not listed in the excerpt provided. However, the title and stated purpose indicate support for a national-level education and resource function, suggesting materials or support intended for broad use beyond a single local community.
Is this intended to be a national-level project or a local program?
The description indicates a national-level education and resource function. That implies resources and support developed under the award would likely be designed for broad use rather than limited to one local area.
What is the expected funding amount?
The expected funding ceiling for the award is $231,526.
How many awards does the agency expect to make?
The agency anticipated making one award.
What is the funding activity category for this opportunity?
The funding activity category is Income Security and Social Services.
What CFDA number is associated with this opportunity?
The opportunity is associated with CFDA number 93.048.
When was the opportunity posted and when did it close?
The opportunity was posted on March 11, 2016 (and created the same day). The closing date was May 10, 2016.
Who is eligible to apply?
Eligibility is broad. Eligible applicants include state, county, and local governments; special district governments; independent school districts; public and state-controlled institutions of higher education; private institutions of higher education; federally recognized Native American tribal governments and other tribal organizations; public housing authorities/Indian housing authorities; and nonprofit organizations with or without 501(c)(3) status (as long as the nonprofit categories specified are not institutions of higher education).
Can nonprofits without 501(c)(3) status apply?
Yes. Nonprofit organizations both with and without 501(c)(3) status are listed as eligible, with the noted condition in the excerpt that the nonprofit categories specified are not institutions of higher education.
Can colleges and universities apply?
Yes. The eligibility list includes public and state-controlled institutions of higher education and private institutions of higher education.
Can tribal governments or tribal organizations apply?
Yes. Federally recognized Native American tribal governments and other tribal organizations are included as eligible applicants.
Can local governments and school districts apply?
Yes. State, county, and local governments are eligible, as are special district governments and independent school districts.
Can public housing authorities apply?
Yes. Public housing authorities/Indian housing authorities are included in the eligibility list.
What makes this opportunity different from a standard grant?
This opportunity is a cooperative agreement, which typically involves more direct federal involvement than a standard grant. The excerpt notes expectations such as ongoing coordination, shared planning, and progress monitoring between the awardee and the agency.
What problem is the grant trying to address for caregivers?
The project aims to reduce caregiver stress by addressing a major stress point: managing finances safely and effectively while navigating complex responsibilities. By strengthening financial literacy and retirement planning knowledge with a consumer protection angle, the project aims to reduce the risk of fraud, identity theft, and exploitation.
What kinds of risks is the program trying to reduce?
The program is designed to reduce identity theft, fraud, and financial exploitation, including vulnerabilities that can arise from stress, time pressure, complex family financial responsibilities, and exposure to common scam tactics targeting older adults.
Where can this opportunity be identified by number?
It is identified as Funding Opportunity Number HHS-2016-ACL-AOA-PN-0153.
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